Top 5 Money Savings Apps to Use in Nigeria For Android & iOS Users

Money Savings Apps 2023 / Savings Apps For Android & iOS Users and more

Saving is one of the greatest habits to grow financially for both a student and the working class, so if you are looking for an easy way to save your money using a mobile app, it’s listed below.

Using the mobile money-saving apps listed below, you can track your money, control and also know how much you save without the need to go to the banks or any financial institute.

5 Mobile saving Apps you need to get today

1. Cowrywise

Cowrywise is a monetary generation enterprise founded in July 2017. It ambitions to ease the manner of financial savings and investments. This is accomplished via its computerized financial savings platform and diverse funding structures together with cash marketplace finances and mutual finances.

They have additionally partnered with funding organizations in Nigeria to make the manner of funding less complicated for or their customers. Some of the corporations they may be in partnership with encompassing Meristem and Afrinvest.

You can also get Cowrywise mobile app for both Android and IOS users on their respective App stores.

About Cowrywise App:

The Cowrywise app is available on Google Playstore and the Apple Appstore. With over 100,000 downloads and more than 5,000+ reviews on Play Store, the app has a star rating of 4.3.

The app allows you to:

  • Make savings and investments
  • Diversify your investments
  • Earn returns on your savings daily
  • Make flexible withdrawals
  • Have 24/7 support



PiggyVest is another top financial savings and funding platform launched in 2016 and also has a financial savings app. Formerly known as Piggy Bank, they rebranded to end up PiggyVest in 2019 and additionally started out to provide funding possibilities to customers except for financial savings. It is a platform that desires to provide every person the strength to manipulate and develop their price range better.

About PiggyVest App

The PiggyVest app is available on both Android and iOS, and could be very trustworthy. It calls for no deposit or month-to-month fees, and the interface of each net and cellular program is user-friendly. however, it additionally disciplines you by giving an alternative of locking your budget till a specific maturity date just like Cowrywise.

You can also get PiggyVest mobile app for both Android and IOS users on their respective App stores.

3.Kuda MFB

Kuda is another popular virtual banking app in Nigeria and the Kuda MFB is one of the quality virtual banks in Nigeria that makes sending cash and paying payments very easy. With the Kuda app you may experience up to twenty-five loose transfers to different banks, you may pay a telecellsmartphone bill, energy payments, tv payments, and lots of more. They also allow its users to keep cash and get a sure hobby charge after they keep it at the Kuda app.
Kuda also gives as much as a 10% interest rate when you open a flexible Savings account with them and additionally provides as much as a 15% hobby whilst you open a Fixed Savings account. You also can request a debit card to make bills online and save on websites.
You can also get Kuda mobile app for both Android and IOS users on their respective App stores.

4.V by VFD 

V by VFD is my best virtual banking app in Nigeria , and it’s one of the high-quality out there. You can revel in limitless loose transfers from them and in addition, they have desirable customer service that responds and supplies answers to a hassle while referred to as upon. You also can open financial savings account on V by VFD and you’ll be getting a desirable hobby in your financial savings, they’ve saving plans and you may both open a Target Savings Account or a Fixed Deposit Account.
You can also get the V by VFD mobile app for both Android and IOS users on their respective App stores.

Other benefits of V by VFD include:

  1. Zero transaction charges. Much about this will be discussed in the later part of this article
  2. You do not necessarily need ATM card to withdraw money which means you also will not be charged card maintenance fees.
  3. Competitive interest rates on savings
  4. Flexible fixed deposit
  5. Cardless withdrawal
  6. Payment of bills
  7. Budget planning
  8. Target savings
  9. Biometric security
  10. V bank allows its users to track their expenses and income, group budgets, and set spending limits.


With the above article, I believe you have understood how important saving your money is and how these 5 savings Apps can help you achieve your savings goals and boost your financial life. Also, do not forget to drop your questions or contributions using the comment box below as we are glad to hear from you.


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